To flu shot? Or not to flu shot?

That is the question. Typically, I come down with a major cold or the flu every other year. Three years ago, I went in to get a flu shot. The line for the shot was so long, (and I'm a big needle chicken) that I opted for the nasal flu "shot". The nasal vaccine is actually made of the live flu virus, so chances of flu-like symptoms are much greater than if one gets the injection. Needless to say I got the flu, or rather the flu-like symptoms which were just as bad as the flu minus the fever. As a result, I haven't gotten a flu vaccine since.

This year, I am faced with a dilemma. Because of my car wreck late this summer, I have not been able to work and so have used up all of my sick days and then some. The other guy's insurance company has assured me that my sick days will be "paid back" and I will be compensated for lost wages, but the question is - When? I imagine a settlement is not going to happen in the immediate future since I am still seeing doctors and recovering so that leaves me with a huge problem. I am out of sick days. What happens if I get the flu and who pays for that time off? After all, I would have sick days if they hadn't been drained by someone else's careless actions. I try to be a proactive person whenever possible. Do I take my chances with the flu, with this being the "on" year where I usually get sick? Or do I get a flu vaccine? AND if I get vaccinated, which vaccine do I get? The regular flu vaccine? Or the Swine Flu vaccine? Both? TWO SHOTS??? That thought makes me want to jump out of my skin.

As a teacher, I am surrounded by grubby (and I use that term lovingly) adolescents all day long. They have grubby siblings with grubby friends and are germ incubators. Hand sanitizer can only do so much and though I know it's important to stay clean, I don't like rubbing chemicals all over my hands all day long. I already made a personal rule last year of no high fives or fist bumps with my students, which is too bad, because those are great ways to connect with kids. So, do I even have a choice?

It's pretty evident that I need to get a flu shot, so which do I get? Your thoughts? Do I get both? I can't afford to take any more time off, monetarily or at the expense of my students (though I have been very blessed to have amazing guest teachers).